Money Management Kit
$9.00
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Money Management Kit
Your money. Understood. A 24-page hyperlinked financial planning system. Track income, expenses, bills, debt, and savings — all in one place.
There's a particular feeling when your finances stop being a source of anxiety and start being something you can see clearly. Where every payment, every bill, every saving is accounted for — not because you're obsessive, but because you made a decision to stop guessing.
The Money Management Kit was built for that clarity.
$9.00
features
Twelve monthly budget overviews. Each one captures your income, fixed expenses, variable expenses, debt, and a summary — all on one page. Tap the month tab to move between them. At the end of each month, the numbers tell a story. Over twelve months, the story becomes yours.
Track what comes in. The income tracker logs every payment: date, source, description, amount. A monthly summary shows whether your income grew or dropped compared to last month. No running totals to calculate — just space to record what arrived and when.
Know what goes out. Two separate expense trackers — one for needs, one for wants. No judgement in the distinction. Just awareness. Each has budgeted and actual columns, because the gap between the two is where every financial truth lives.
Organise every area of your life with templates including productivity, finances, health, fitness, nutrition, lifestyle, habits, memories and goals—all in one beautifully designed planner
See every bill. Miss no due date. The bill payment schedule lays out every recurring payment with a 12-month checkbox grid. One page tracks the entire year. The satisfaction of ticking off a paid bill never gets old.
Face your debt. Plan the exit. The debt payoff tracker shows everything you owe in one place: creditor, balance, rate, minimum payment. A progress bar tracks your journey from start to debt-free. The debt snowball worksheet breaks the plan into steps — which debt to attack first, how much extra to pay, and when each one clears.
Save with intention. A savings goal tracker lets you name what you're saving for, set a target, and log each deposit against a visual progress bar. The 52-week savings challenge turns saving into a visual game — 52 cells, each representing a week's amount. Colour them in, check them off, pick any order. By week 52, you'll have saved 1,378 in your chosen currency.
Audit what you're paying for. The subscriptions page forces an honest look at every recurring payment. The yearly total is always a surprise. The "action" column — keep, cancel, or downgrade — turns awareness into a decision.
Reflect. Adjust. Begin again. Financial goals with progress bars. A monthly review with structured prompts. A no-spend challenge with a streak counter. These pages are where numbers become intentions and intentions become habits.
Instant access after purchase to the PlannerCentric Download Library, where you can download your planner in just a few clicks.
What is included
Money Management Kit — Digital (24-page hyperlinked PDF for GoodNotes and Notability)
Money Management Kit — Print (non-hyperlinked PDF, optimised for home printing)
Video tutorial Clear, step-by-step guide covering setup, navigation, and making the most of every feature — so you can get started with confidence
Compatibility
Works with a PDF annotation app, on the devices you already use
iPad and iPhone GoodNotes, Notability, Noteshelf, Noteful, Kilonotes, CollaNote, ZoomNotes, and others
Android tablet and phone GoodNotes, Samsung Notes, Noteshelf, Flexcil, Kilonotes, Penly, and others
Mac GoodNotes, Notability, Noteful, Noteshelf, and others
Windows and Surface Pro GoodNotes, Drawboard PDF, PDF Annotator, and others.
Terms and conditions
Personal use licence. Your purchase includes a licence for personal use only.
All PlannerCentric products, designs, and digital files are protected by copyright and remain the intellectual property of PlannerCentric. By purchasing this product, you agree that you will not:
- Share or distribute the files
- Resell or redistribute the files in any format
- Copy, reproduce, or modify the designs for resale
- Use any part of the product for commercial purposes
Thank you for respecting the time, creativity, and care that goes into every PlannerCentric product.
Refund policy Due to the digital nature of this product, all sales are final. We are unable to offer refunds, returns, or exchanges once your purchase has been completed.
If you experience any issues accessing your files or believe you have received an incorrect or damaged download, please contact us. We will help resolve the issue as quickly as possible so you can enjoy your purchase.
EU customers By purchasing this digital product, you expressly consent to the immediate delivery of your digital content. You acknowledge that once the download or access to the digital content begins, your statutory right of withdrawal under applicable EU consumer law is waived for this purchase.
Everything your Money needs. Nothing it doesn't.
Your whole month. One page.
Income, fixed expenses, variable spending, debt, and a summary that tells you exactly where you stand. Twelve months of budget overviews. Tap any month tab to jump between them.
Every bill. Every due date. Ticked off.
List every recurring bill once, then track it across the year with a single tick each month. One page replaces the mental load of remembering what's due and when.
Watch your savings grow — A week at a TIME
Fifty-two weeks. One amount per week. Check if off when it's saved. By the end, you'll have set aside 1,378 in your chosen currency. Pick any order that works for your income.
The Yearly Total is always a Surprise
List every subscription. See the monthly cost. See the yearly cost. Then decide — keep, cancel, or downgrade. The answer is usually right there in the numbers.
Frequently asked questions
What's included in the download?
The digital version — a fully hyperlinked PDF designed for note taking apps such as GoodNotes, Notability, Noteful
The print version — the same pages without interactive elements, ready for any home printer. And a step by step tutorial showing how to import and get started.
Will this work on my device?
The hyperlinked version is designed for GoodNotes, Notability, Noteshelf and other note taking apps that supports hyperlinks. Works on iPad, android tablets and computers with a supported note taking app installed.
The print version works on any device with a PDF reader and any home printer. Both versions are A4 portrait and also print cleanly on US Letter paper.
Are there currency symbols on the pages?
No. Every page is currency-free — there are no pre-printed symbols anywhere in the kit. You add your own currency when you fill it in, which means the kit works whether you're budgeting in pounds, dollars, euros, or anything else. One kit, any country.
Can I reuse the pages each month?
The monthly budget overview includes 12 dedicated pages — one for each month of the year, already labelled January through December with tappable month tabs.
All other sections — income tracker, expense trackers, debt worksheets, savings trackers — are single templates. In GoodNotes and most note taking apps, simply duplicate any page when you need a fresh copy for a new month. Your previous entries stay intact.
is this suitable for printing?
Yes. A separate print-optimised PDF is included in your download. Every table has generous row heights designed for comfortable handwriting, and all lines print crisply on standard home printers. If your printer clips the edges, set your print scale to 95% in your printer settings.
Will I need to learn complicated software?
Not at all.
If you already know how to open a PDF in your preferred note-taking app, you're well on your way
Our planners are designed to work within familiar note-taking apps such as GoodNotes, Notability, Noteshelf and many more, allowing you to write, highlight, erase, duplicate pages and organise your planner using the tools you're already comfortable with
Most customers are up and running within just a few minutes.
when will I receive my order?
Your planner is delivered instantly. There is no waiting.
Once your payment is confirmed, you will receive access to the PlannerCentric Download Hub — a dedicated page where everything is ready and waiting for you. From there you can download your planner.
No shipping. No delays. Just open the Hub, download, and begin.